First Time Homebuyer Program
For first-time homebuyers and for those who have not owned a home in the last three years
Buying your first home with less than a 20 percent down payment just got easier! From Orient Park to Northdale to Keystone, Tampa Bay Federal has a home buyer program to fit your needs.
- Less than 20% down (PMI approval required)
- 10, 15, 20, or 30 year terms at a fixed rate
- Single family owner-occupied residences
- Reduced closing costs
- Automatic approval for a $1,000 TBF VISA
- Enrollment in Genworth Home Owners Program, including Homebuyer Privileges
The Homebuyer Privileges program offers discounts from partners including moving companies, home repair and decorating companies, and more.
Contact our Credit Union Home Loan Mortgage Specialist Brandon Dalton at 813-545-6697 or apply online today!






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