Checking Rates

  APY* effective  January 1, 2013

Reward Checking

For accounts meeting Reward requirements*

·  2.00% APY** paid on balances up to $5,000.00

· .15% APY** paid on the portion of the balance above $5,000.01

Otherwise

·  .02%APY** on account balance

* Simply maintain a monthly recurring direct deposit or ACH debit to meet monthly Reward requirements.

** APY = Annual Percentage Yield.  Rates subject to change without notice.  Fees may reduce earnings on share accounts.