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Consumer Loan Rates
Effective April 1, 2013
Apply now via Online Banking or by calling (813) 247-4414, ext. 7605.
Applications are also accepted at all branch locations.
*Based on 7.99% APR; rate may vary depending on credit.
| APR* as low as | |
| Share Secured (Regular or Special Shares)1 | 2.00% |
| Smart Start |
8.00% Up to $5,000 for 24 Months |
| Certificate Secured | 2.25% up to 60 Months2 |
| Unsecured Line of Credit |
8.99%3 |
| Signature Loan |
9.24%3 |
|
Bill Blaster Loan |
4.49%4 |
| VISA Platinum | Variable rate based on Prime+5.75%, currently 9.00% |
| VISA Platinum Rewards | Variable rate based on Prime+6.75%, currently 10.00% |
*Annual Percentage Rate. The actual rate you receive depends on your overall creditworthiness. Loan rates are subject to change.
1 12-Month Balloon Note. Minimum monthly payment 1.00 to 1.50% of loan depending on loan amount. Rate shown is the margin added to the actual interest rate on share account. Automatic payment discount not applicable.
2 Term cannot exceed maturity date of pledged certificate. Minimum monthly payment 1.00 to 1.50% of loan depending on loan amount. Rate shown is the margin added to the actual interest rate on certificate. Automatic payment discount not applicable.
3 Rate includes automatic payment discount. If cash payment, increase rate by 0.25. The actual rate you receive depends on your overall creditworthiness. Loan rates are subject to change.
4 APR based on creditworthiness and automatic payment. Take up to 36 months for Loan amounts of $1,000.00 up to $5,000.00.
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