Consumer Vehicle Loan Rates

  Effective February 13, 2013

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Member Loyalty Rate Guarantee**

For our most loyal and creditworthy members with an active checking account and one other open/active credit union product whose FICO score is 720 or greater, we promise to meet or beat any consumer vehicle loan (car, truck, boat, motorcycle, camper, ATV) financing from any Hillsborough County (or nearby) financial institution or automobile dealer. If we are unable to meet or beat the offer, we will pay $50.00 to the qualifying member. Certain restrictions apply.

Rates

¹ New purchases and refinances from other institutions. For Business vehicles titled in Business name, add 2% to above rate (consumer type vehicle).

² Motorcycles, Campers, Boats, RVs, Jet Skis, ATVs-- Loan terms up to 72 months. Terms greater than 72 months only available on Boats, RVs, and Travel Trailers. Balloon notes for 96/180/96/240 available for qualified applicant on Boats and RVs on $35,000 and over.

**Active checking with Direct Deposit or minimum of 12 debit or draft transactions. Other product does not include primary or special savings account. Must be pre-approved for an auto loan with Tampa Bay Federal Credit Union. The Member Loyalty reward is good for new and used auto loans we offer at time of approval. Promotional discount financing from automobile manufacturers (e.g. GM, Toyota, Honda, Chrysler Credit, etc.) is excluded. This Guarantee is based on interest rates from local competitors with similar conditions, terms, and down payments.

***Annual Percentage Rate.  All rates are quoted with automatic payment discount. If cash payment, increase rate by .25%. Actual rate will depend on creditworthiness. Rates subject to change.